Fast Tips for Smart Biking

  1. Choose a bike that fits the rider and the type of surface it's going to be used on (off-road or pavement).

  2. Add safety-oriented accessories like headlights or reflectors that can add an extra margin of security.

  3. Wear appropriate headgear and clothing; safety, not style, should be the criterion for bike riding.

  4. Know the “Rules of the Road.”

  5. Take photographs of your bike and date the photo. If digital, make sure your camera's date stamp is on.

    • This establishes the current condition of the bike and will be evidence in case of an accident or theft.

    • Make sure you keep these copies in a safe location where you will be able to find them should an accident or theft occur.
  6. Read and understand your insurance policy.

    • Ask your agent if your bicycle is covered under your homeowner's or renter's property.
    • Keep in mind that your deductible may exceed the cost of the bicycle.

  7. Keep at least two sets of photocopies of all your bike's papers, one set on the bike. Also, keep a pen and small notebook on your bike, just in case.

    • After an accident or theft, give a copy of these papers to the police to help with the information on the police report.

    WHN TIP: Things to Keep With Your Bike

    Keep a pen, notebook and papers in a plastic water bottle on your bike. Remember to put a photo ID inside before you ride. Why? This way you'll have all the info on hand and protected, in case you have an accident.

  8. Bikes are stolen everyday. Protect your investment and read Get Prepared - Bike Theft.